Top 3 Mortgage Lenders in Highlands

Chris Vurnakes with Movement Mortgage is one of the highest-rated mortgage professionals specifically serving the Highlands and Cashiers area. With over 13 years of experience and hundreds of successful mountain property financings, he specializes in the unique challenges of financing homes in Western North Carolina's resort communities. His exceptional 4.9-star rating across multiple review platforms reflects his deep understanding of local property types, from mountain retreats to primary residences, and his commitment to smooth closings in this competitive market.

Jason Moss with Atlantic Bay Mortgage Group brings 15 years of specialized experience financing properties throughout the Western North Carolina mountain region. Based in the broader Highlands service area, he has established himself as a trusted expert for mountain home purchases, with particular strength in navigating the complexities of vacation home financing, construction loans, and investment properties common in the Highlands market. His 4.8-star rating and extensive review history demonstrate consistent customer satisfaction and reliable service for both local residents and second-home buyers.

United Community Bank maintains a strong physical presence in Highlands with their local branch, providing personalized mortgage services to the community for decades. As an established community bank with deep roots in Western North Carolina, they offer specialized understanding of local property values, mountain terrain considerations, and the seasonal nature of the Highlands market. Their construction-to-permanent loans and lot financing options are particularly valuable in this area where new construction and land purchases are common. The bank's long history and consistent 4.7-star rating reflect their reliability and commitment to the local community.