Top 3 Mortgage Lenders in Lake Toxaway

Scott Hicks at Movement Mortgage is one of the highest-rated mortgage professionals serving the Lake Toxaway area, with exceptional customer reviews praising his responsiveness and expertise in mountain property financing. Based in nearby Hendersonville, he specializes in both primary residences and vacation homes common in the Lake Toxaway market. His extensive experience with complex property types and seamless closing process makes him a top choice for Western North Carolina mountain communities.

First Horizon Bank has deep roots in Western North Carolina with a strong local presence in Hendersonville, serving the Lake Toxaway area for decades. Jason Rector and his team specialize in mountain property financing, including construction loans for custom homes and lot purchases. Their local underwriting expertise and understanding of the unique challenges of mountain properties make them a preferred lender for Lake Toxaway residents seeking personalized service and competitive rates.

United Community Bank has the closest physical branch to Lake Toxaway in Brevard, providing convenient local service for Transylvania County residents. Chris Gantt brings nearly two decades of experience specifically in mountain community lending, with expertise in vacation home financing and construction loans that are essential for the Lake Toxaway market. Their community-focused approach and deep understanding of local property values and regulations make them a trusted choice for Lake Toxaway homeowners.