Top 3 Mortgage Lenders in Nags Head

Jason Mitchell with Movement Mortgage is one of the highest-rated mortgage professionals serving the Outer Banks region, including Nags Head. With over 15 years of experience and exceptional 4.9-star ratings across multiple platforms, he specializes in coastal property financing and understands the unique needs of barrier island homebuyers. Movement Mortgage is known for its streamlined digital process and quick closings, while Jason's local expertise in Dare County and surrounding areas makes him a top choice for both primary residences and investment properties in Nags Head.

The Outer Banks Team at Guild Mortgage has deep roots in the coastal communities of North Carolina, with their Duck office conveniently located just north of Nags Head. With a 4.8-star rating and extensive experience with coastal properties, they offer specialized knowledge about flood zones, wind insurance, and the unique challenges of barrier island financing. Guild Mortgage's long history since 1960 combined with their local team's expertise in construction loans and renovation financing makes them particularly valuable for the Nags Head market, where many properties require updates or rebuilding.

Coastal Credit Union, while headquartered in Raleigh, serves members throughout North Carolina including the Nags Head area. With an 85-year history and outstanding 4.7-star rating from hundreds of reviews, they offer competitive rates and personalized service. Their mortgage team specializes in helping members navigate the entire home buying process, and they have particular expertise with second homes and investment properties common in coastal markets. As a member-owned financial institution, they often provide more favorable terms and lower fees than traditional banks, making them an excellent choice for Nags Head homebuyers seeking value and exceptional customer service.