Top 3 Mortgage Lenders in New Bern

As one of North Carolina's largest credit unions with a strong presence in Eastern North Carolina, Coastal Credit Union offers exceptional mortgage services to New Bern residents. They consistently receive high marks for personalized service, competitive rates, and their deep understanding of local market conditions. Their mortgage specialists provide comprehensive guidance through the entire home financing process, with particular expertise in VA loans beneficial for military families near Cherry Point and Camp Lejeune. Their long-standing community commitment and member-focused approach make them a top choice for homebuyers seeking reliable, local mortgage expertise.

Founded in North Carolina and now serving all 50 states, Movement Mortgage maintains a strong presence in Eastern NC including New Bern. They're particularly noted for their streamlined digital mortgage process and rapid loan approvals, often providing conditional approvals within 24 hours. Their local loan officers have extensive knowledge of the New Bern housing market and coastal property financing requirements. Movement receives consistent praise for their responsive communication and ability to close loans quickly, making them ideal for buyers needing efficient service in competitive markets.

First Bank has deep roots in Eastern North Carolina with multiple branches serving the New Bern area. Their mortgage team specializes in coastal community financing, understanding the unique aspects of properties near waterways and flood zones. They offer particularly strong construction and lot loan programs, valuable for the growing New Bern market. With decades of community banking experience, they provide personalized service and local decision-making authority. Their long-term commitment to Eastern NC families and businesses makes them a trusted partner for home financing with local expertise you can count on.