Top 3 Mortgage Lenders in Oak Island

Movement Mortgage has established itself as one of the top-rated mortgage lenders serving the coastal North Carolina region, including Oak Island. With an exceptional 4.9 rating from hundreds of reviews, they specialize in coastal property financing and offer streamlined digital processing. Their local Wilmington office provides personalized service for Brunswick County homebuyers, with expertise in vacation homes, investment properties, and primary residences. Known for competitive rates and efficient closing processes, they've built a strong reputation for excellent customer service throughout the Cape Fear region.

Located just minutes from Oak Island in Southport, Trident Home Loans has deep roots in Brunswick County's coastal communities. With a 4.8 rating and extensive local market knowledge, they specialize in waterfront properties, second homes, and investment properties common to the Oak Island area. Their team understands the unique challenges of coastal lending, including flood insurance requirements and elevation certificates. As a locally owned and operated mortgage company, they offer personalized service and flexible loan options tailored to the specific needs of coastal North Carolina homebuyers.

While headquartered in Raleigh, Coastal Credit Union has a strong presence throughout southeastern North Carolina and serves Oak Island residents with competitive mortgage products. With nearly six decades of experience and a 4.7 rating from hundreds of members, they offer exceptional customer service and member-focused lending. Their mortgage specialists understand the unique aspects of coastal property financing and provide personalized guidance through the entire process. As a not-for-profit financial institution, they often offer more competitive rates and lower fees than traditional banks, making them an excellent choice for Oak Island homebuyers seeking value and exceptional service.