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Penland, NC

Top 3 Mortgage Lenders in Penland

Compare verified mortgage lenders serving Penland, North Carolina. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
558+
Reviews
13
Loan Types

Available Loan Programs in Penland

Conventional
FHA
VA
USDA
Jumbo
Fixed-Rate
Adjustable-Rate
Construction
Construction-to-Permanent
Renovation
First-Time Homebuyer
Refinance
Investment Property

Featured Mortgage Lenders

1

Mountain Credit Union Mortgage Department

Mountain Credit Union

★★★★☆
4.8/5

Mountain Credit Union has been serving Western North Carolina communities including Penland for over eight decades, earning exceptional ratings for their personalized mortgage services. As a local credit union deeply embedded in the region, they offer competitive rates and flexible loan programs specifically tailored to mountain properties and rural financing needs. Their mortgage team provides comprehensive guidance through the entire home buying process with exceptional customer service ratings and deep understanding of local real estate markets.

Experience:85 years
Reviews:215 customer reviews
1375 Asheville Hwy, Spruce Pine, NC 28777

Loan Types:

ConventionalFHAVAUSDAJumboFixed-RateAdjustable-RateConstruction
2

Creekside Mortgage Team

Creekside Mortgage

★★★★☆
4.9/5

Creekside Mortgage has built an outstanding reputation throughout Western North Carolina with near-perfect customer ratings for their expertise in mountain property financing. Specializing in serving rural communities like Penland, their team excels at navigating unique property challenges including land assessments and rural development loans. They're particularly noted for their responsive communication, competitive rate offerings, and ability to close loans efficiently even in complex rural real estate situations.

Experience:18 years
Reviews:187 customer reviews
28 Schenck Parkway, Suite 200, Asheville, NC 28803

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRenovationFirst-Time Homebuyer
3

Movement Mortgage - Asheville

Movement Mortgage

★★★★☆
4.7/5

Movement Mortgage maintains a strong presence throughout Western North Carolina with dedicated local loan officers serving the Penland area. As a national lender with deep local expertise, they combine the resources of a major mortgage company with personalized service for rural mountain communities. They're particularly recognized for their streamlined digital mortgage process, competitive conventional and government loan options, and commitment to closing loans on time with exceptional customer satisfaction ratings across the region.

Experience:14 years
Reviews:156 customer reviews
1 Page Avenue, Suite 110, Asheville, NC 28801

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-Time HomebuyerInvestment Property

Why Choose a Mortgage Lender in Penland?

Local Market Knowledge

Lenders who understand Penland's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in North Carolina.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Penland and get competitive rates on your home loan.