Top 3 Mortgage Lenders in Roxboro

As the primary local credit union serving Roxboro and Person County, PCTFCU offers exceptional personalized mortgage services with deep community roots. Their mortgage team provides competitive rates with local underwriting decisions, making them particularly strong for first-time homebuyers and those seeking USDA rural development loans. Members consistently praise their responsive service, transparent process, and commitment to the local community. Their physical presence in Roxboro ensures face-to-face service throughout the mortgage process.

Movement Mortgage maintains a strong physical presence in Roxboro with a dedicated local team that serves the entire Person County area. Known for their efficient "7-day processing" and competitive conventional loan options, they've built an excellent reputation for closing loans quickly while maintaining personalized service. Their local loan officers have extensive knowledge of Roxboro's housing market and work closely with local real estate agents. Customers frequently highlight their responsiveness and ability to navigate complex loan scenarios effectively.

While headquartered in Charlotte, Cardinal Financial has established itself as a top regional mortgage lender serving Roxboro and surrounding areas with exceptional digital capabilities and competitive rates. They specialize in various loan programs including renovation loans that work well with Roxboro's older housing stock. Their streamlined online application process combined with dedicated loan officer support makes them particularly attractive to tech-savvy borrowers. They receive consistent praise for their competitive rates and efficient closing processes across North Carolina markets.