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Shelby, NC

Top 3 Mortgage Lenders in Shelby

Compare verified mortgage lenders serving Shelby, North Carolina. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
1050+
Reviews
11
Loan Types

Available Loan Programs in Shelby

Fixed-rate mortgages
Adjustable-rate mortgages
Jumbo loans
FHA loans
VA loans
USDA loans
Refinancing
Conventional mortgages
Construction loans
Conventional loans
First-time homebuyer programs

Featured Mortgage Lenders

1

Member Services

Local Government Federal Credit Union (LGFCU)

★★★★☆
4.8/5

As one of North Carolina's largest credit unions, LGFCU serves members across the state including Shelby and Cleveland County. With exceptional member satisfaction ratings and competitive mortgage rates, they offer personalized service through local branches and digital platforms. Their extensive experience and member-focused approach make them a top choice for home financing in the Shelby area, offering a full range of mortgage products with typically lower fees than traditional banks.

Experience:45 years
Reviews:400 customer reviews
3600 Wake Forest Rd, Raleigh, NC 27609

Loan Types:

Fixed-rate mortgagesAdjustable-rate mortgagesJumbo loansFHA loansVA loansUSDA loansRefinancing
2

Mortgage Department

State Employees' Credit Union (SECU)

★★★★☆
4.7/5

SECU has a strong physical presence in Shelby with a local branch and serves as one of North Carolina's most trusted mortgage lenders. With decades of experience and deep roots in the community, they offer competitive rates and exceptional customer service. Their mortgage specialists provide personalized guidance throughout the home buying process, and their not-for-profit structure often results in better terms and lower closing costs for borrowers in the Shelby area.

Experience:85 years
Reviews:350 customer reviews
Multiple branches including 1216 E Dixon Blvd, Shelby, NC 28152

Loan Types:

Conventional mortgagesFHA loansVA loansUSDA loansFixed-rate mortgagesAdjustable-rate mortgagesConstruction loansRefinancing
3

Mortgage Division

Movement Mortgage

★★★★☆
4.6/5

Movement Mortgage has established a strong reputation across North Carolina with dedicated local loan officers serving the Shelby market. Known for their efficient processing and competitive rates, they've built trust through transparent communication and reliable service. While newer than traditional lenders, their innovative approach and focus on customer experience have earned them high ratings. They offer a comprehensive range of mortgage products and are particularly noted for their streamlined approval process and local market expertise in the Shelby region.

Experience:15 years
Reviews:300 customer reviews
Serving Shelby area with local loan officers

Loan Types:

Conventional loansFHA loansVA loansUSDA loansJumbo loansRefinancingFirst-time homebuyer programs

Why Choose a Mortgage Lender in Shelby?

Local Market Knowledge

Lenders who understand Shelby's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in North Carolina.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Shelby and get competitive rates on your home loan.