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Southmont, NC

Top 3 Mortgage Lenders in Southmont

Compare verified mortgage lenders serving Southmont, North Carolina. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
950+
Reviews
11
Loan Types

Available Loan Programs in Southmont

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Investment Property
Lot Loans
Home Equity

Featured Mortgage Lenders

1

State Employees' Credit Union Mortgage Department

State Employees' Credit Union

★★★★☆
4.8/5

As North Carolina's largest credit union with extensive branch presence throughout the Piedmont Triad region, SECU provides exceptional mortgage services to Southmont residents. Their not-for-profit structure allows for highly competitive rates and low fees. Members consistently praise their personalized service, local underwriting decisions, and comprehensive first-time homebuyer programs. With deep community roots and decades of mortgage lending experience, they offer both in-person and digital mortgage solutions.

Experience:85 years
Reviews:450 customer reviews
2000 Westchester Drive, High Point, NC 27262

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Bank of Oak Ridge Mortgage Team

Bank of Oak Ridge

★★★★☆
4.7/5

This community-focused bank has served the greater Davidson County area for over two decades, including Southmont residents. Their mortgage team is renowned for local decision-making and flexible underwriting. Customers highlight their responsiveness, competitive construction loan programs, and expertise with rural properties common in the Southmont area. As a locally-owned institution, they understand the specific needs of Davidson County homebuyers and offer personalized guidance throughout the mortgage process.

Experience:25 years
Reviews:180 customer reviews
623 Oak Ridge Road, Oak Ridge, NC 27310

Loan Types:

ConventionalConstructionRefinanceInvestment PropertyLot Loans
3

Truliant Federal Credit Union Mortgage Services

Truliant Federal Credit Union

★★★★☆
4.6/5

With strong presence throughout the Piedmont Triad region, Truliant serves Southmont residents with comprehensive mortgage solutions. They offer competitive rates, low closing costs, and exceptional member service. Their mortgage specialists are praised for making complex processes understandable and providing quick pre-approvals. Truliant's digital mortgage platform combined with local branch support creates a seamless experience for buyers in Davidson County and surrounding areas.

Experience:68 years
Reviews:320 customer reviews
3200 Truliant Way, Winston-Salem, NC 27103

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceHome Equity

Why Choose a Mortgage Lender in Southmont?

Local Market Knowledge

Lenders who understand Southmont's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in North Carolina.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Southmont and get competitive rates on your home loan.