Top 3 Mortgage Lenders in Spencer

Movement Mortgage has established itself as one of the top mortgage lenders serving the Spencer area with exceptional customer satisfaction ratings. As a direct lender with strong North Carolina roots, they offer streamlined processing and competitive rates. Their local Charlotte office provides personalized service to Rowan County residents, with expertise in first-time homebuyer programs, VA loans, and conventional financing. Known for their "More Than A Mortgage" philosophy and community involvement, they consistently receive high marks for communication, efficiency, and closing reliability.

Truliant Federal Credit Union has been serving North Carolina communities for decades, including the Spencer area through their extensive branch network and digital services. As a member-owned financial institution, they offer highly competitive mortgage rates and personalized service. Their mortgage specialists have deep knowledge of Rowan County's housing market and provide comprehensive guidance through the entire homebuying process. Truliant is particularly praised for their transparent pricing, local decision-making, and exceptional member service, with many customers noting they beat national lenders on both rates and fees.

New American Funding has built a strong reputation for serving North Carolina homebuyers, including the Spencer area, with their diverse loan programs and commitment to underserved communities. They offer unique programs like their "Black and Hispanic Homebuyer Programs" with down payment assistance and special terms. Their local North Carolina loan officers provide personalized service with deep understanding of Rowan County's real estate market. Customers consistently praise their responsive communication, competitive rates, and ability to handle complex financing situations efficiently. They maintain an A+ BBB rating and are recognized for their innovative technology and educational resources.