Top 3 Mortgage Lenders in Spring Lake

Movement Mortgage has established itself as one of the top mortgage lenders serving the Spring Lake and Fayetteville area, with Scott Monnette maintaining exceptional 4.9-star ratings across multiple platforms. Specializing in military and VA loans, which is particularly relevant given Spring Lake's proximity to Fort Liberty (formerly Fort Bragg), they offer streamlined digital processes alongside personalized service. Their local team understands the unique needs of Cumberland County homebuyers and has built a reputation for fast closings and competitive rates, with many customers praising their responsiveness and expertise with VA loan programs.

Medlin Mortgage is a highly-rated local mortgage broker based in Fayetteville that extensively serves the Spring Lake community. With nearly two decades of experience, Jason Medlin and his team have built a stellar reputation for personalized service and competitive pricing. They excel at guiding first-time homebuyers through the process while also specializing in military relocation loans for families moving to the Fort Liberty area. Their local expertise in Cumberland County's real estate market, combined with access to multiple lending partners, allows them to find optimal loan solutions for each client's unique situation.

As North Carolina's largest credit union, SECU maintains a strong presence in Spring Lake and throughout Cumberland County with multiple local branches. While technically founded in 1937, their mortgage lending division has decades of specialized experience serving North Carolina residents. They offer highly competitive rates to members, particularly attractive for conventional and first-time homebuyer programs. SECU is renowned for their member-focused approach, local decision-making capabilities, and comprehensive financial services. Their deep community roots and not-for-profit structure often result in lower fees and more flexible underwriting for qualified borrowers in the Spring Lake area.