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Valdese, NC

Top 3 Mortgage Lenders in Valdese

Compare verified mortgage lenders serving Valdese, North Carolina. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
1250+
Reviews
9
Loan Types

Available Loan Programs in Valdese

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Home Equity

Featured Mortgage Lenders

1

State Employees' Credit Union Mortgage Department

State Employees' Credit Union

★★★★☆
4.8/5

As North Carolina's largest credit union, SECU has served Burke County residents for decades with exceptional mortgage services. They consistently receive top ratings for their competitive rates, low fees, and member-focused approach. With a strong local presence in nearby Morganton and deep community roots throughout western NC, they offer personalized service and extensive mortgage expertise. Their not-for-profit structure allows them to provide some of the most competitive rates in the Valdese area, and their wide range of loan programs caters to all types of homebuyers.

Experience:15+ years
Reviews:450 customer reviews
126 E Union St, Morganton, NC 28655

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

First Citizens Bank Mortgage Division

First Citizens Bank

★★★★☆
4.6/5

First Citizens Bank has maintained a strong presence in Burke County for generations, with multiple branches serving the Valdese community. Their mortgage team receives excellent reviews for local decision-making capabilities and personalized service. As a regional bank with national resources, they offer competitive rates while maintaining the personal touch of a community bank. Their experienced loan officers understand the local Valdese real estate market and provide tailored mortgage solutions with efficient processing and closing timelines.

Experience:20+ years
Reviews:380 customer reviews
109 E Union St, Morganton, NC 28655

Loan Types:

ConventionalFHAVAUSDAConstructionRefinanceHome Equity
3

Movement Mortgage Local Office

Movement Mortgage, LLC

★★★★☆
4.7/5

Movement Mortgage has established itself as a top-rated mortgage lender throughout North Carolina with strong service in the Valdese area. They receive exceptional reviews for their streamlined digital process and local expertise. While headquartered in Charlotte, they have dedicated loan officers serving Burke County with deep knowledge of the local market. Their "More Than A Mortgage" philosophy emphasizes community involvement and customer education. They're particularly praised for quick closing times and excellent communication throughout the loan process.

Experience:12+ years
Reviews:420 customer reviews
Serving Valdese and surrounding areas

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Valdese?

Local Market Knowledge

Lenders who understand Valdese's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in North Carolina.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Valdese and get competitive rates on your home loan.