Top 3 Mortgage Lenders in Waves

TowneBank Mortgage is one of the most established and highly-rated mortgage lenders serving the Outer Banks region, including Waves. As a community-focused institution with deep roots in coastal North Carolina, they offer personalized service and local underwriting expertise. Their team understands the unique coastal property market and offers specialized construction and second home financing. With exceptional customer satisfaction ratings and extensive experience with beach properties, they're particularly well-suited for Waves homebuyers seeking local expertise with competitive rates.

Southern Trust Mortgage has built an outstanding reputation throughout the Outer Banks with exceptional customer service and competitive financing options. They specialize in coastal property financing and have extensive experience with the unique challenges of lending in barrier island communities like Waves. Their local processing and underwriting team provides faster turnaround times and personalized attention. With consistently high ratings and numerous local client testimonials, they're known for making complex coastal transactions smooth and straightforward for buyers.

Movement Mortgage has established a strong presence throughout North Carolina with a reputation for efficient processing and competitive rates. While national in scope, they maintain local loan officers who understand the Outer Banks market and regularly serve Waves homebuyers. Their streamlined digital process combined with local expertise provides an excellent balance of technology and personal service. With thousands of positive reviews and a commitment to community engagement, they offer reliable mortgage solutions with the flexibility needed for coastal property purchases and refinances.