Top 3 Mortgage Lenders in Waynesville

As North Carolina's largest credit union, SECU has maintained an exceptional reputation for mortgage lending with deeply competitive rates and outstanding member service. Their Waynesville branch provides personalized mortgage guidance with local decision-making authority. SECU consistently earns top ratings for customer satisfaction, offering a comprehensive range of loan products with particularly strong VA and first-time homebuyer programs. Their not-for-profit structure allows them to offer some of the most competitive rates in Western North Carolina.

Movement Mortgage has established a strong presence in Western North Carolina with exceptional customer service ratings and efficient loan processing. While headquartered in Charlotte, they have dedicated loan officers serving the Waynesville market with deep local knowledge. They're particularly praised for their streamlined digital mortgage experience and quick closing times, often completing loans in 30 days or less. Movement specializes in both purchase and refinance transactions with competitive conventional and government-backed loan options.

PrimeLending maintains a strong regional presence with local loan officers specifically dedicated to the Waynesville and Western NC market. They offer a comprehensive suite of mortgage products with particular expertise in mountain property financing and rural housing loans. Their experienced team provides personalized service with an emphasis on education throughout the homebuying process. PrimeLending consistently receives high marks for communication, transparency, and their ability to handle complex financing scenarios common in the mountainous Western North Carolina region.