Top 3 Mortgage Lenders in Wise

As North Carolina's largest credit union, SECU provides exceptional mortgage services with deeply competitive rates and member-focused approach. While not based directly in Wise, they extensively serve Surry County and surrounding rural communities with personalized mortgage solutions. Their not-for-profit structure allows for lower fees and better terms, and they're particularly strong with first-time homebuyer programs and government-backed loans. With decades of community banking experience in North Carolina, they understand the unique needs of rural homebuyers in areas like Wise.

Founded in North Carolina and now serving all 50 states, Movement Mortgage has strong roots in rural NC communities like Wise. They're particularly noted for their streamlined digital mortgage process and local loan officer support. The company consistently receives high marks for customer service, communication throughout the loan process, and competitive rate offerings. Their expertise with USDA loans makes them an excellent choice for rural property financing in Surry County, and they have dedicated loan officers familiar with the Wise area market.

With a strong Winston-Salem presence just 45 minutes from Wise, Guild Mortgage brings six decades of lending expertise to Surry County homebuyers. They're particularly recognized for their wide range of specialty loan programs and exceptional customer service ratings. Guild specializes in serving diverse borrower needs, including those with unique financial situations, and offers extensive educational resources for first-time homebuyers. Their local loan officers have deep knowledge of the Northwest NC housing market and provide personalized service throughout the mortgage process.