Top 3 Mortgage Lenders in Wrightsville Beach

Coastal Federal Credit Union is one of North Carolina's most respected financial institutions with a strong presence throughout the coastal region. While headquartered in Raleigh, they serve members across North Carolina including Wrightsville Beach area. They offer competitive rates and personalized service with expertise in coastal property financing. Their mortgage team specializes in both primary residences and vacation properties common in beach communities, with particular strength in construction and renovation loans perfect for coastal homes.

Movement Mortgage is a national lender headquartered in Charlotte with extensive experience serving coastal North Carolina markets. They have a dedicated team familiar with Wrightsville Beach real estate and offer streamlined digital mortgage processes combined with local expertise. Known for their quick closing times and excellent customer service, they specialize in both primary residences and investment properties common in beach communities. Their strong VA loan program is particularly valuable for military families in the region.

Live Oak Bank is headquartered in Wilmington, just minutes from Wrightsville Beach, giving them unparalleled local market knowledge. They specialize in serving coastal communities and understand the unique aspects of beach property financing. Their expertise in jumbo loans and vacation home financing makes them ideal for Wrightsville Beach's luxury and second-home market. As a local bank with national reach, they offer the personalized service of a community bank with the resources of a larger institution, particularly strong in construction and custom home financing.