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Cummings, ND

Top 3 Mortgage Lenders in Cummings

Compare verified mortgage lenders serving Cummings, North Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
1150+
Reviews
12
Loan Types

Available Loan Programs in Cummings

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Construction-to-Permanent
Lot Loans
Home Equity
Investment Property

Featured Mortgage Lenders

1

Mortgage Department

Gate City Bank

★★★★☆
4.8/5

Gate City Bank is one of North Dakota's most trusted and highest-rated mortgage lenders, consistently earning exceptional customer satisfaction ratings. As a community-focused institution with over a century of service, they offer personalized mortgage solutions with competitive rates. Their extensive experience with rural and small-town properties makes them particularly well-suited for serving Cummings area residents. They provide comprehensive digital mortgage services while maintaining local decision-making and personalized support throughout the entire home buying process.

Experience:102 years
Reviews:450 customer reviews
1202 43rd Street South, Fargo, ND 58103

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
2

Mortgage Center

Bremer Bank

★★★★☆
4.7/5

Bremer Bank has been serving North Dakota communities for generations with a strong reputation for mortgage lending excellence. They offer specialized expertise in rural and agricultural property financing, making them an ideal choice for Cummings residents. Their local loan officers understand the unique aspects of North Dakota real estate and provide tailored solutions with competitive rates. Bremer's commitment to community banking means decisions are made locally, and they offer flexible underwriting for various property types common in the region.

Experience:80 years
Reviews:380 customer reviews
1802 32nd Avenue South, Fargo, ND 58103

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinanceHome Equity
3

Mortgage Division

Alerus Financial

★★★★☆
4.6/5

Alerus Financial brings over a century of banking experience with a strong focus on mortgage lending throughout North Dakota. They have extensive experience serving smaller communities like Cummings while offering the resources of a larger financial institution. Their mortgage team provides personalized service with digital convenience, offering competitive rates and a wide range of loan products. Alerus is particularly known for their construction lending expertise and flexible underwriting approaches that accommodate the unique needs of rural North Dakota homebuyers.

Experience:100+ years
Reviews:320 customer reviews
401 Demers Avenue, Grand Forks, ND 58201

Loan Types:

ConventionalJumboFHAVAUSDAConstructionRefinanceInvestment Property

Why Choose a Mortgage Lender in Cummings?

Local Market Knowledge

Lenders who understand Cummings's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in North Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Cummings and get competitive rates on your home loan.