Top 3 Mortgage Lenders in Fargo

Gate City Bank is a Fargo-based community bank that has been serving North Dakota for nearly a century, earning exceptional customer satisfaction ratings for their personalized mortgage services. They consistently receive top marks for their local decision-making process, competitive rates, and deep community involvement. As a local institution, they understand the Fargo housing market intimately and offer a comprehensive range of mortgage products with the personal touch of neighborhood banking.

Bell Bank Mortgage has built an outstanding reputation in the Fargo area for their exceptional customer service and competitive mortgage solutions. With deep roots in the Upper Midwest, they combine local market expertise with the resources of a substantial regional bank. Customers consistently praise their responsive loan officers, streamlined application process, and commitment to finding the right mortgage product for each borrower's unique situation.

Alerus Financial brings over a century of banking experience to the Fargo mortgage market, offering comprehensive lending solutions with a strong local presence. They are particularly noted for their expertise in construction lending and first-time homebuyer programs tailored to the North Dakota market. Their mortgage team receives consistent praise for their professionalism, knowledge of local real estate conditions, and ability to close loans efficiently while maintaining personalized service throughout the process.