Top 3 Mortgage Lenders in Gilby

Gate City Bank is one of North Dakota's most respected community banks with exceptional mortgage services. While headquartered in Fargo, they serve clients throughout North Dakota including the Gilby area. They maintain a 4.8-star rating across multiple review platforms with particular praise for their personalized service, local decision-making, and competitive rates. Their mortgage team includes specialists with over 15 years of experience who understand rural North Dakota property financing needs.

Alerus Financial has deep roots in North Dakota with a strong mortgage division serving the entire region including Gilby. Located just 25 miles from Gilby in Grand Forks, they offer convenient local service with expertise in rural and agricultural property financing. They consistently receive high marks for their responsive loan officers, streamlined application process, and competitive pricing. Their long history in the region gives them unique insight into local market conditions.

Wells Fargo maintains a significant physical presence throughout North Dakota with multiple branches serving the Gilby area. Their extensive mortgage experience and nationwide resources allow them to offer competitive rates and a wide variety of loan products. While a national lender, they employ local mortgage consultants who understand North Dakota's unique housing market. They receive strong ratings for their digital mortgage experience and reliable closing timelines.