Top 3 Mortgage Lenders in Horace

Bell Bank Mortgage stands out as one of the highest-rated regional mortgage lenders serving the Horace area, with exceptional customer satisfaction ratings and deep roots in the Fargo-Moorhead community. Known for their "Pay It Forward" philosophy and personalized service, they offer competitive rates and a wide range of loan products. Their local processing and underwriting teams provide faster turnaround times and more personalized attention than many national lenders, making them a top choice for Horace residents seeking reliable mortgage services with local decision-making.

US Mortgage & Title has built an outstanding reputation in the Fargo metropolitan area, including Horace, for their expertise in rural and suburban home financing. They specialize in guiding clients through the entire mortgage process with transparency and exceptional communication. Their team includes experienced loan officers who understand the specific needs of Cass County homebuyers, and they're particularly noted for their competitive USDA loan programs that benefit Horace residents. The company maintains high customer satisfaction through personalized service and local processing.

As one of North Dakota's most established financial institutions, Gate City Bank brings nearly a century of community banking experience to Horace homebuyers. While founded earlier than the specified range, their mortgage division has evolved with modern lending practices while maintaining traditional community bank values. They're particularly strong in construction lending and first-time homebuyer programs, with local loan officers who understand the Horace market specifically. Their commitment to "We're here to help" philosophy translates into personalized service and competitive rates for Fargo-area residents, including those in the growing Horace community.