Top 3 Mortgage Lenders in Jamestown

Gate City Bank is a North Dakota institution with deep roots in the Jamestown community, operating a full-service branch right in town. They consistently receive exceptional ratings for their personalized mortgage services, competitive rates, and local decision-making. As a community-focused bank, they offer comprehensive mortgage solutions including specialized programs for first-time homebuyers and agricultural property financing. Their mortgage team has extensive experience with rural property loans and USDA programs that are particularly relevant to the Jamestown area.

Alerus Financial serves the entire Jamestown region from their Fargo headquarters, offering sophisticated mortgage products with local service. They excel in digital mortgage experiences while maintaining personalized service through their regional loan officers who regularly serve Jamestown clients. The company receives high marks for their construction lending expertise and streamlined refinance processes. Their USDA and rural development loan programs are particularly strong, making them an excellent choice for Jamestown area homebuyers seeking competitive government-backed loan options.

First Community Credit Union maintains a strong physical presence in Jamestown with a local branch staffed by mortgage professionals who understand the local real estate market. They're particularly noted for their competitive rates for credit union members and flexible underwriting for rural properties. The credit union receives excellent feedback for their member-focused approach and educational resources for first-time homebuyers. Their deep community involvement and understanding of the Jamestown housing market make them a trusted local mortgage provider with the backing of a substantial regional financial institution.