Top 3 Mortgage Lenders in Oakes

Gateway Mortgage Group, with Ryan Kallenberger as the lead loan officer, is one of the highest-rated mortgage lenders serving eastern North Dakota, including Oakes. With over 20 years in business and excellent customer reviews, they specialize in rural housing loans including USDA loans which are particularly relevant for Oakes area residents. Their Fargo location provides convenient regional access while serving the entire southeast North Dakota region with competitive rates and personalized service for both purchase and refinance transactions.

Bell Bank Mortgage is a highly respected regional financial institution with deep roots in North Dakota communities. While headquartered in Fargo, they actively serve the Oakes area with specialized knowledge of rural and agricultural community lending needs. With exceptional customer service ratings and a wide range of loan products, they're particularly strong in construction lending and first-time homebuyer programs. Their long-standing community presence and commitment to local service make them a trusted choice for Oakes residents seeking reliable mortgage financing.

Alerus Financial provides comprehensive mortgage services throughout North Dakota with specific expertise in serving smaller communities like Oakes. As a established regional financial institution, they offer competitive rates and personalized service with deep understanding of rural housing markets. Their mortgage team has extensive experience with USDA rural development loans and other programs beneficial to Oakes area homebuyers. With multiple North Dakota locations and strong community banking roots, they provide the local knowledge and service quality that rural homebuyers appreciate.