Top 3 Mortgage Lenders in Perth

Alerus Financial is a highly-rated regional financial institution with deep roots in North Dakota. They maintain multiple branches across the state and are particularly strong in serving rural communities like Perth. Their mortgage team offers personalized service with local decision-making, competitive rates on all loan types, and expertise in agricultural and rural property financing. With consistently high customer satisfaction ratings and comprehensive digital mortgage tools, they provide both convenience and local expertise.

Gate City Bank has earned an outstanding reputation across North Dakota for exceptional customer service and community involvement. They serve the entire state including rural areas like Perth with specialized knowledge of North Dakota's unique housing market. Their mortgage specialists are known for guiding borrowers through the entire process with transparency and efficiency. They offer competitive rates, various down payment assistance programs, and have particular expertise with first-time homebuyer programs tailored to North Dakota residents.

Fairway Independent Mortgage maintains a highly-rated local branch in Grand Forks that actively serves the Perth area and surrounding rural communities. They combine national lending power with local expertise, offering some of the most competitive rates in the region. Their loan officers are particularly skilled at navigating rural property financing and USDA loans, which are relevant for Perth residents. The company receives consistently excellent reviews for their responsive communication, efficient processing, and ability to close loans quickly while maintaining personal service.