Top 3 Mortgage Lenders in Rutland

Gate City Bank is one of North Dakota's most trusted community banks with over 100 years of service. While headquartered in Fargo, they serve the entire state including rural communities like Rutland. They're particularly strong in agricultural and rural housing loans, offering competitive USDA loans perfect for Rutland homebuyers. Their mortgage team receives exceptional ratings for personalized service, local decision-making, and understanding North Dakota's unique housing market.

First International Bank & Trust has deep roots across North Dakota with multiple branches serving rural communities. They're highly rated for their construction lending expertise and rural development loans, making them an excellent choice for Rutland area homebuyers. Their mortgage specialists are praised for responsive communication and competitive rates, with local underwriting that understands the unique aspects of North Dakota property financing.

Guild Mortgage maintains a strong Fargo office that serves the entire Red River Valley region including Rutland. As a nationwide lender with local presence, they offer the best of both worlds - extensive loan products combined with personalized local service. They're particularly noted for their first-time homebuyer programs and excellent USDA rural development loan expertise. Their Fargo team has deep knowledge of the local market and receives high marks for guiding clients smoothly through the mortgage process.