Top 3 Mortgage Lenders in Saint Thomas

Alerus Financial is a top-rated regional lender known for its strong presence in North Dakota and exceptional customer service. With over two decades of experience, they offer a wide range of mortgage products tailored to rural communities like Saint Thomas. Their competitive rates, personalized approach, and high satisfaction scores (including numerous positive reviews for responsiveness and transparency) make them a trusted choice for homebuyers in the area. They actively serve Pembina County and provide online and in-person support.

First International Bank & Trust has built a reputation for reliability and community-focused lending across North Dakota, including service to Saint Thomas. Founded in the late 1990s, they combine local expertise with a full suite of mortgage options, emphasizing competitive rates and flexible terms. Customers praise their knowledgeable staff and efficient processing, with reviews highlighting their ability to handle unique rural property needs. Their long-standing operation and strong regional presence ensure dependable service.

Choice Financial Group is a highly regarded community bank with a focus on personalized mortgage solutions for areas like Saint Thomas. With over 20 years in business, they excel in customer satisfaction, offering competitive rates and a streamlined application process. Their reviews consistently commend their friendly service, attention to detail, and support for first-time homebuyers. As a regional leader, they maintain strong ties to rural North Dakota, providing accessible lending options and local decision-making.