Top 3 Mortgage Lenders in Valley City

Gate City Bank is one of North Dakota's most trusted community banks with deep roots in Valley City and surrounding communities. They maintain exceptional 4.8-star ratings across multiple platforms for their personalized mortgage services, competitive rates, and local decision-making. Their mortgage team specializes in guiding borrowers through the entire home financing process with exceptional customer service and community-focused approach. As a local institution with nearly a century of service, they understand the unique needs of Valley City residents and offer comprehensive mortgage solutions with the convenience of in-person service.

Alerus Financial serves Valley City and throughout North Dakota with highly-rated mortgage services and strong regional presence. With consistent 4.7-star ratings, they're praised for their responsive service, competitive rates, and expertise in rural and agricultural community lending. Their mortgage specialists provide personalized guidance through digital and in-person options, making them accessible to Valley City residents. The company's long history and financial stability ensure reliable service, while their comprehensive loan programs cater to diverse borrower needs including first-time homebuyers and agricultural property financing.

First International Bank & Trust maintains a strong physical presence in Valley City with dedicated mortgage professionals serving the community. Rated 4.6 stars across multiple review platforms, they're recognized for their expertise in rural North Dakota mortgage lending and agricultural property financing. Their local loan officers provide personalized service with quick decision-making and competitive rates. The bank's deep community involvement and understanding of local real estate markets make them a top choice for Valley City homebuyers seeking reliable, locally-based mortgage services with the backing of a regional financial institution.