Top 3 Mortgage Lenders in Wheatland

Gate City Bank is one of North Dakota's most trusted mortgage lenders with over 100 years of service to communities across the state. While headquartered in Fargo, they serve rural communities throughout North Dakota including Wheatland. They're particularly noted for their exceptional customer service, competitive rural housing loan programs, and deep understanding of North Dakota's unique real estate market. Their mortgage team specializes in agricultural community lending and offers personalized service with local decision-making.

First International Bank & Trust has built a strong reputation across North Dakota for their mortgage expertise and community-focused approach. They have extensive experience serving rural North Dakota communities like Wheatland and offer specialized agricultural and rural property lending programs. Their mortgage team is praised for quick response times, transparent communication, and competitive rates. They understand the unique needs of Cass County residents and offer both in-person and digital mortgage solutions.

CUMA serves as the mortgage lending arm for multiple credit unions across North Dakota, providing comprehensive mortgage services to communities throughout the state including Wheatland. They're particularly strong in first-time homebuyer programs and offer competitive rates through their credit union network. Their local processing and underwriting teams ensure quick turnaround times, and they're known for their educational approach to helping borrowers understand the mortgage process. They have specific expertise with rural property financing and USDA loans suitable for the Wheatland area.