Top 3 Mortgage Lenders in Benton Ridge

American 1 Credit Union stands out as one of the highest-rated mortgage lenders serving Northwest Ohio and Southern Michigan regions, including Benton Ridge. With over 70 years of financial service experience, they offer personalized mortgage solutions with competitive rates and exceptional member service. Their mortgage team specializes in first-time homebuyer programs and offers a wide range of loan products with local underwriting decisions. The credit union consistently receives outstanding customer satisfaction ratings for their responsive service, transparent process, and community-focused approach to lending in rural Ohio communities.

Fifth Third Bank maintains a strong physical presence in nearby Findlay, just 15 minutes from Benton Ridge, with dedicated mortgage specialists serving Hancock County. As an established regional bank with over 160 years of operation, they offer comprehensive mortgage services including their popular "Preferred Mortgage" program with reduced fees. Their local mortgage team provides in-person consultations, competitive rate options, and streamlined digital processing. Fifth Third receives consistently high marks for their reliable service, extensive loan product selection, and deep community involvement throughout Northwest Ohio.

GEM Mortgage Services, operating through GenoaBank (now part of Old National Bank), has been serving the mortgage needs of Northwest Ohio communities for decades, including Benton Ridge residents. Their experienced mortgage team specializes in rural housing loans and USDA programs that are particularly beneficial for areas like Benton Ridge. They offer local decision-making, personalized service from application through closing, and competitive rates. GEM receives exceptional customer feedback for their knowledgeable staff, efficient processing, and commitment to helping borrowers find the right mortgage solution for their specific needs in the region.