Top 3 Mortgage Lenders in Cheshire

Ohio Valley Bank stands as the premier local banking institution directly serving Cheshire with a physical branch location. With deep roots in the Appalachian region since 1872, they offer personalized mortgage services with local decision-making authority. Their mortgage team provides competitive rates on all major loan types including specialized rural development loans ideal for the Cheshire area. Customers consistently praise their community-focused approach, responsive service, and understanding of local real estate markets.

Home Savings Bank maintains a strong regional presence throughout southeastern Ohio with multiple branches serving the Cheshire area. Founded during the Great Depression, they've built a reputation for financial stability and community commitment. Their mortgage division offers comprehensive lending solutions with particular expertise in rural and semi-rural properties. Customers highlight their knowledgeable loan officers, streamlined application process, and competitive rates for both purchase and refinance transactions in the Ohio River Valley region.

Guild Mortgage's Gallipolis branch provides professional mortgage services to Cheshire and surrounding communities with a focus on personalized customer care. As a nationwide lender with strong local presence, they offer extensive loan programs including specialized options for rural properties common in the Cheshire area. Their experienced loan officers are praised for their expertise in navigating complex financing scenarios and providing educational guidance throughout the homebuying process. The company maintains excellent ratings for communication, reliability, and competitive rate offerings.