Top 3 Mortgage Lenders in Clayton

As Ohio's largest credit union with deep roots in the Dayton region, Wright-Patt Credit Union consistently ranks among the top mortgage lenders serving Clayton and surrounding communities. They offer highly competitive rates for members, exceptional customer service with local mortgage specialists, and a comprehensive range of loan products. Their extensive branch network throughout the Dayton metro area provides convenient in-person service options, while their digital mortgage platform streamlines the application process. WPCU is particularly noted for their first-time homebuyer programs and VA loan expertise, serving military families and civilians alike with equal dedication.

This highly-rated local mortgage broker has been serving the Miami Valley region including Clayton for over two decades with exceptional personalized service. C&R Mortgage Group stands out for their deep local market knowledge, ability to secure competitive rates from multiple lenders, and hands-on approach throughout the entire mortgage process. They specialize in complex financing scenarios and have built a stellar reputation for closing loans efficiently while providing white-glove customer service. Their team of experienced loan officers maintains strong relationships with local real estate professionals, making them a preferred choice for homebuyers throughout Montgomery County.

A well-established community bank with strong presence throughout Southwest Ohio, Guardian Savings Bank has been serving Clayton area homebuyers for generations. They offer the advantage of local decision-making and portfolio lending options that larger institutions cannot match. Their mortgage team provides personalized service with direct access to experienced loan officers who understand the local Clayton real estate market. Guardian is particularly strong in construction lending and offers unique portfolio products alongside conventional government-backed loans. Their commitment to community banking and long-term customer relationships makes them a trusted choice for mortgages in the region.