Top 3 Mortgage Lenders in Franklin

Union Savings Bank stands out as Franklin's premier local mortgage lender with over a century of community banking experience. As a deeply rooted financial institution with physical branches throughout Warren County, they offer personalized mortgage services with local decision-making authority. Their mortgage team, led by experienced professionals like Matt Bucher, provides competitive rates and flexible terms with the advantage of face-to-face service. The bank consistently receives outstanding reviews for their responsive communication, streamlined application process, and commitment to finding the right mortgage solution for each borrower's unique situation.

Guardian Savings Bank has been serving the Greater Cincinnati and Dayton regions for over 100 years, with strong presence in Warren County communities including Franklin. They offer a comprehensive range of mortgage products with particular expertise in first-time homebuyer programs and government-backed loans. Their local mortgage specialists provide personalized guidance through the entire home financing process, earning high marks for transparency, competitive rates, and exceptional customer service. The bank's community-focused approach and local underwriting capabilities make them a top choice for Franklin area homebuyers.

CINFED Credit Union serves members throughout Southwest Ohio, including Franklin residents, with highly competitive mortgage rates and member-focused service. As a not-for-profit financial cooperative, they consistently offer lower fees and more favorable terms than many traditional banks. Their mortgage team provides comprehensive guidance from pre-approval through closing, with particular strength in VA loans and first-time homebuyer programs. Members praise CINFED for their transparent process, knowledgeable staff, and commitment to finding the most affordable mortgage solutions, making them a top regional choice for Franklin homebuyers.