Top 3 Mortgage Lenders in Germantown

As Ohio's largest credit union with deep roots in the Dayton region, Wright-Patt Credit Union consistently ranks among the top mortgage lenders serving Germantown and surrounding communities. Their exceptional 4.8/5 rating reflects outstanding customer service, competitive rates, and comprehensive mortgage solutions. With 85 years of experience and strong local presence, they offer personalized service through local branches and dedicated mortgage specialists who understand the Germantown market. They are particularly praised for their first-time homebuyer programs and smooth closing processes.

Fifth Third Bank maintains a strong regional presence throughout Ohio with multiple branches serving the Greater Dayton area including Germantown. With over 165 years of banking experience, they offer a comprehensive range of mortgage products and are particularly noted for their construction-to-permanent loans and competitive conventional mortgage rates. Their 4.6/5 rating reflects consistent customer satisfaction with the mortgage process, and they have dedicated local mortgage bankers who understand the Germantown real estate market dynamics.

Union Savings Bank has been serving Ohio communities for over 130 years with a strong focus on personalized mortgage services. While based in Cincinnati, they actively serve the Germantown area with local knowledge and competitive mortgage products. Their 4.7/5 rating highlights exceptional customer service and expertise in both purchase and refinance transactions. They are particularly recognized for their construction lending expertise and first-time homebuyer programs, with many customers praising their responsive communication and streamlined closing processes.