Top 3 Mortgage Lenders in Girard

First Federal Bank of the Midwest is a highly-rated community bank with deep roots in Girard and the Mahoning Valley region. They maintain exceptional 4.8-star ratings across multiple review platforms with particular praise for their personalized service, competitive rates, and local decision-making. As a community-focused institution, they specialize in helping first-time homebuyers and offer comprehensive mortgage solutions with the advantage of local underwriting and processing. Their mortgage team has extensive experience with the local real estate market and provides exceptional guidance throughout the entire home buying process.

CrossCountry Mortgage maintains a strong presence in the Youngstown-Warren metropolitan area serving Girard with exceptional mortgage services. With over 4.7-star ratings and hundreds of positive reviews, they're renowned for their extensive loan options, competitive rates, and efficient closing processes. Their local mortgage experts provide personalized service with the backing of a national lender's resources. They excel at navigating complex mortgage scenarios and have particular expertise in VA and FHA loans, making them a top choice for military families and first-time homebuyers in the Girard area.

Huntington Bank is a regional powerhouse with strong presence throughout Ohio and specifically serves the Girard community through their nearby Youngstown branches. With consistently high ratings around 4.6 stars, they're praised for their competitive mortgage rates, straightforward application process, and excellent customer service. Their mortgage specialists have deep experience with the Northeast Ohio housing market and offer unique programs like their "Huntington Relationship Mortgage" which provides benefits for existing banking customers. They maintain local decision-making authority while offering the stability and resources of a major regional bank.