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Home/Ohio/Gratis
Gratis, OH

Top 3 Mortgage Lenders in Gratis

Compare verified mortgage lenders serving Gratis, Ohio. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
632+
Reviews
11
Loan Types

Available Loan Programs in Gratis

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Construction-to-Permanent
Lot Loans
Investment Property

Featured Mortgage Lenders

1

Wright-Patt Credit Union

Wright-Patt Credit Union

★★★★☆
4.8/5

As one of Ohio's largest credit unions with deep roots in the Dayton region, Wright-Patt Credit Union serves Gratis and surrounding Preble County with exceptional mortgage services. They consistently receive top ratings for their competitive rates, personalized service, and comprehensive loan options. Their mortgage specialists provide local expertise with the backing of a substantial financial institution, offering first-time homebuyer programs and various affordable mortgage solutions tailored to southwestern Ohio residents.

Experience:85 years
Reviews:289 customer reviews
3560 Pentagon Blvd, Beavercreek, OH 45431

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
2

Union Savings Bank

Union Savings Bank

★★★★☆
4.7/5

Union Savings Bank has been serving southwestern Ohio communities for nearly a century, with strong presence throughout the Cincinnati-Dayton corridor including Gratis. They're particularly noted for their construction lending expertise and first-time homebuyer programs. As a community-focused bank, they provide personalized mortgage services with local decision-making and competitive rates. Their mortgage team receives high marks for responsiveness and guiding borrowers through the entire home financing process.

Experience:97 years
Reviews:187 customer reviews
4555 Lake Forest Dr #650, Cincinnati, OH 45242

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinance
3

Guardian Savings Bank

Guardian Savings Bank

★★★★☆
4.6/5

With over a century of service in the Greater Cincinnati and Dayton regions, Guardian Savings Bank maintains a strong commitment to local communities including Gratis. They offer a comprehensive range of mortgage products with the advantage of local underwriting and decision-making. Customers consistently praise their knowledgeable loan officers, competitive rates, and smooth closing processes. Their deep community roots and extensive experience make them a trusted choice for Preble County homebuyers seeking personalized mortgage solutions.

Experience:120 years
Reviews:156 customer reviews
1 W 4th St, Cincinnati, OH 45202

Loan Types:

ConventionalFHAVAUSDAJumboConstructionInvestment PropertyRefinance

Why Choose a Mortgage Lender in Gratis?

Local Market Knowledge

Lenders who understand Gratis's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Ohio.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Gratis and get competitive rates on your home loan.