Top 3 Mortgage Lenders in Houston

Third Federal Savings and Loan is one of Ohio's most respected mortgage lenders with an exceptional reputation for customer service and competitive rates. While headquartered in Cleveland, they serve the entire state of Ohio including the Houston area. They consistently receive top ratings for their straightforward approach, low closing costs, and excellent customer satisfaction. As a mutual institution owned by their customers, they prioritize long-term relationships over short-term profits.

Kemba Credit Union has served Ohio communities for over eight decades with an outstanding reputation for mortgage lending. They serve multiple counties throughout Ohio including areas near Houston. Members consistently praise their personalized service, competitive rates, and smooth application process. As a credit union, they operate as a not-for-profit financial cooperative, allowing them to offer particularly favorable terms to qualified borrowers in the Houston region.

Guardian Savings Bank brings over a century of mortgage lending experience to Ohio homeowners, with strong presence in southwestern Ohio communities including service to the Houston area. They're particularly noted for their local decision-making, community involvement, and personalized approach to mortgage lending. Customers frequently highlight their responsive service, competitive rates, and expertise with both conventional and government-backed loan programs suitable for the Houston market.