The Best Mortgage Lenders in Lewisville, OH
Compare verified mortgage lenders serving Lewisville, Ohio. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Lewisville
Featured Mortgage Lenders
LoanDepot
LoanDepot, LLC
LoanDepot is a top-rated national mortgage lender known for its competitive rates, efficient online application process, and extensive loan options. With high customer satisfaction scores on platforms like Consumer Affairs and BBB, it offers personalized service for homebuyers in Lewisville, including first-time buyers and those seeking refinancing. Its digital tools streamline the mortgage process, and it has a strong reputation for reliability and quick closings.
Loan Types:
Caliber Home Loans
Caliber Home Loans, Inc.
Caliber Home Loans is a highly regarded mortgage lender with a focus on customer-centric services and flexible loan products. It excels in providing tailored solutions for various borrower needs, including government-backed loans popular in rural areas like Lewisville. With an A+ BBB rating and positive reviews for its responsive support and competitive rates, Caliber is a trusted choice for home financing in Ohio, offering both purchase and refinance options.
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Huntington National Bank
The Huntington National Bank
Huntington National Bank is a well-established regional bank with a strong local presence in Ohio, including branches near Lewisville. It offers a wide range of mortgage products with competitive rates and personalized service from experienced loan officers. Highly rated for customer satisfaction and community involvement, Huntington provides in-person support for homebuyers in rural areas, making it a reliable option for those valuing local expertise and long-term stability.
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Frequently Asked Questions
Common questions about mortgage lending in Lewisville, OH
What are the typical down payment requirements for homes in Lewisville, OH, given its rural market?
In Lewisville's more affordable market, many conventional loans are available with down payments as low as 3-5%. For the area's median home price, this translates to a manageable upfront cost. Local lenders are also familiar with USDA Rural Development loans, which offer 0% down payment options for eligible properties and borrowers in this designated rural area.
Are there any local or county-specific first-time homebuyer programs available in Lewisville?
Yes, homebuyers should explore the Belmont County Housing Program, which may offer down payment and closing cost assistance to eligible first-time buyers in Lewisville. Additionally, the statewide Ohio Housing Finance Agency (OHFA) programs are widely accessible and provide competitive rates and grants, which local lenders can help you navigate.
How do property taxes in Belmont County impact my mortgage payment in Lewisville?
Belmont County has relatively moderate property tax rates compared to urban Ohio counties. Your lender will calculate an escrow payment as part of your monthly mortgage to cover these taxes. It's wise to get an estimate from the Belmont County Auditor's office for a specific property, as this directly affects your total monthly housing cost.
What should I know about getting a mortgage for older or historic homes in Lewisville?
Many homes in Lewisville have older construction dates. Lenders will require a thorough home appraisal and may have specific repair requirements for loan approval. It's crucial to get a specialized inspection for issues like outdated wiring, plumbing, or foundations, as these can affect both the appraisal and your ability to secure financing.
Is it better to use a local Lewisville bank or a national lender for my mortgage?
Using a local bank or credit union in Belmont County can be advantageous. They have specific knowledge of property values in Lewisville and the surrounding townships, and they often have strong relationships with local appraisers and title companies. This can streamline the process, though it's always wise to compare rates and terms with a few different lender types.
Nearby Cities
Explore mortgage lenders in cities near Lewisville, OH
Why Choose a Mortgage Lender in Lewisville?
Local Market Knowledge
Lenders who understand Lewisville's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Ohio.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Lewisville and get competitive rates on your home loan.