The Best Mortgage Lenders in Maximo, OH
Compare verified mortgage lenders serving Maximo, Ohio. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Maximo
Featured Mortgage Lenders
Consumers National Bank Mortgage Team
Consumers National Bank
Consumers National Bank is a highly-rated community bank with deep roots in Stark County and surrounding areas, serving Maximo residents with personalized mortgage services. As a local institution with over 85 years of experience, they offer competitive rates and exceptional customer service with the advantage of local decision-making. Their mortgage team provides comprehensive guidance through the entire home financing process, from pre-approval to closing, with various loan options tailored to individual needs. The bank's strong community presence and consistently high customer satisfaction ratings make them a top choice for Maximo area homebuyers seeking reliable, local mortgage expertise.
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Union Home Mortgage
Union Home Mortgage Corp.
Union Home Mortgage is a premier regional mortgage lender headquartered in Strongsville, Ohio, with a strong presence throughout Stark County including service to Maximo residents. With over three decades of experience, they've built an outstanding reputation for competitive rates, flexible loan programs, and exceptional customer service. Their local Canton office provides personalized attention and deep knowledge of the Stark County real estate market. Union Home Mortgage consistently receives high marks for their streamlined application process, transparent communication, and ability to close loans efficiently. Their extensive range of loan products and commitment to community service make them a trusted choice for Maximo area borrowers.
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CrossCountry Mortgage
CrossCountry Mortgage, LLC
CrossCountry Mortgage has established itself as a leading mortgage provider in the Stark County area, serving Maximo with comprehensive home financing solutions. Their Canton location offers the advantage of local expertise combined with the resources of a national lender. They're particularly noted for their competitive rates, wide variety of loan programs, and exceptional customer service throughout the mortgage process. The local team has extensive experience with the Stark County housing market and provides personalized guidance to help borrowers find the right mortgage solution. CrossCountry Mortgage receives consistently high ratings for their responsiveness, transparency, and ability to handle complex financing scenarios, making them an excellent choice for Maximo homebuyers and homeowners.
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Frequently Asked Questions
Common questions about mortgage lending in Maximo, OH
What are the typical down payment requirements for homes in Maximo, OH, given its rural market?
In Maximo's more affordable housing market, many conventional loans are available with down payments as low as 3-5%. For the area's lower-priced homes, USDA loans are a popular option as they offer 100% financing (zero down payment) for eligible borrowers in this designated rural area, making homeownership very accessible.
Are there any local or county-specific first-time homebuyer programs available in Stark County for Maximo residents?
Yes, Stark County offers the "Stark County First-Time Homebuyer Program," which can provide down payment and closing cost assistance in the form of a deferred, forgivable loan. Maximo buyers should also inquire about the "OHFA First-Time Homebuyer" program, which offers competitive interest rates and down payment assistance statewide, often paired with a Mortgage Credit Certificate (MCC) for tax savings.
How do property taxes in Maximo and Marlboro Township compare, and how do they affect my mortgage payment?
Property taxes in Marlboro Township (where Maximo is located) are generally moderate for Stark County. The effective tax rate is typically around 1.3% to 1.5% of the home's assessed value. Your lender will calculate an estimated monthly escrow payment for these taxes, which is a significant factor in your total monthly mortgage payment alongside principal and interest.
Is a home inspection especially important when buying an older home in Maximo?
Absolutely. Many homes in Maximo have historic charm but were built decades ago. A thorough inspection is crucial to identify potential issues with foundations, roofing, plumbing, electrical systems (like knob-and-tube wiring), and septic systems, which are common in this area. This can affect your loan's appraisal condition and your negotiation power.
What type of mortgage is most common for the larger, agricultural-style properties on the outskirts of Maximo?
For properties with acreage that may be considered non-standard (e.g., over 10 acres or with outbuildings), a conventional loan is often the most straightforward path. For actively farmed land, an agricultural or farm loan from a local lender familiar with the area would be necessary, as standard residential mortgages have limits on allowable acreage.
Why Choose a Mortgage Lender in Maximo?
Local Market Knowledge
Lenders who understand Maximo's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Ohio.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Maximo and get competitive rates on your home loan.