The Best Mortgage Lenders in Minford, OH

Park National Bank stands as one of Ohio's most trusted community banking institutions with deep roots across Southern Ohio. While headquartered in Newark, they maintain a strong presence throughout the Portsmouth/Minford region with multiple branches and dedicated mortgage specialists serving Scioto County. Their exceptional 4.8 rating reflects decades of reliable service, competitive rates, and personalized mortgage solutions. As a full-service bank, they offer the advantage of local decision-making combined with comprehensive lending products, making them particularly strong for first-time homebuyers and construction loans in rural areas like Minford.

Scioto Valley Bank has been serving the Portsmouth and Minford area for over a century, establishing itself as a cornerstone of the local community. Their mortgage department receives consistently high marks for personalized service and deep understanding of the Southern Ohio real estate market. Specializing in rural and suburban properties, they excel with USDA loans perfect for Minford's semi-rural character. Their local underwriting and quick turnaround times, combined with competitive rates and flexible terms, make them a top choice for Minford residents seeking both purchase and refinance options.

Union Savings Bank brings nearly a century of banking expertise to Southern Ohio communities including Minford. While based in Mt Vernon, they actively serve clients throughout the region with specialized knowledge of Ohio's rural housing markets. Their mortgage team earns high praise for transparent communication and competitive rate offerings, particularly for construction and land loans that suit Minford's growing residential areas. With a focus on building long-term relationships rather than transactional lending, they provide exceptional guidance through the entire mortgage process from application to closing.