Top 3 Mortgage Lenders in New Waterford

1st Community Federal Credit Union stands out as one of the highest-rated mortgage lenders serving the New Waterford area with exceptional customer satisfaction ratings. As a member-owned financial institution deeply embedded in Columbiana County communities, they offer personalized service and competitive rates particularly suited for rural and small-town homebuyers. Their mortgage specialists have extensive experience with USDA loans, which are particularly relevant for the New Waterford area, and they're known for guiding borrowers through the entire process with transparency and local expertise.

Premier Bank maintains a strong physical presence in Columbiana County with multiple branches serving the New Waterford community. With nearly 30 years of banking experience in the region, their mortgage team understands the local real estate market dynamics and offers competitive construction and lot financing options that are valuable in rural areas. Customers consistently praise their responsive communication and ability to close loans efficiently, with many reviewers noting the local decision-making authority that speeds up the approval process compared to larger national lenders.

CrossCountry Mortgage operates a highly-rated local branch in nearby Boardman that actively serves clients throughout Mahoning and Columbiana Counties, including New Waterford. As a direct mortgage lender with in-house underwriting, they offer faster processing times and more flexible qualification criteria than many competitors. Their loan officers specialize in rural property financing and have particular expertise with the unique requirements of Columbiana County homes. The company receives consistent praise for their educational approach with first-time homebuyers and competitive rate offerings across all loan programs.