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Ray, OH

Top 3 Mortgage Lenders in Ray

Compare verified mortgage lenders serving Ray, Ohio. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
355+
Reviews
11
Loan Types

Available Loan Programs in Ray

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Construction-to-Permanent
Lot Loans
ARM

Featured Mortgage Lenders

1

Kemba Credit Union

Kemba Credit Union

★★★★☆
4.8/5

Kemba Credit Union is one of Ohio's most respected financial institutions with a strong presence throughout central Ohio, including service to rural communities like Ray. With over 85 years of experience, they offer personalized mortgage services with competitive rates and exceptional member service. Their mortgage team specializes in working with homebuyers in both urban and rural settings, offering a comprehensive range of loan products including USDA loans that are particularly beneficial for properties in rural areas like Ray. Their high customer satisfaction ratings reflect their commitment to guiding borrowers through the entire mortgage process with transparency and expertise.

Experience:85 years
Reviews:185 customer reviews
1750 Stoneridge Dr, Columbus, OH 43230

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
2

Union Savings Bank

Union Savings Bank

★★★★☆
4.7/5

Union Savings Bank has been serving Ohio communities for nearly a century with a strong focus on mortgage lending throughout the state. They have extensive experience serving rural Ohio markets and offer specialized loan programs for properties in areas like Ray. Their mortgage team is particularly knowledgeable about USDA rural development loans and construction financing, making them an excellent choice for buyers in more rural settings. With consistently high customer satisfaction ratings and a reputation for competitive rates, they provide personalized service with local decision-making authority, ensuring a smooth mortgage process for homebuyers in southern Ohio.

Experience:97 years
Reviews:142 customer reviews
4550 Lake Forest Dr #650, Cincinnati, OH 45242

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinance
3

Rocket Mortgage

Rocket Mortgage by Quicken Loans

★★★★☆
4.7/5

As America's largest mortgage lender, Rocket Mortgage provides comprehensive mortgage services throughout Ohio, including rural communities like Ray. Their digital-first approach combined with dedicated mortgage experts makes them accessible to borrowers in any location. They offer a full suite of loan products including USDA loans specifically designed for rural properties. With thousands of positive reviews and nearly four decades of experience, they provide competitive rates, efficient processing, and exceptional customer service. Their extensive experience with rural properties and nationwide reach ensures they can handle any mortgage scenario while providing the convenience of online application and processing for borrowers in remote areas.

Experience:37 years
Reviews:28 customer reviews
1050 Woodward Ave, Detroit, MI 48226

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceARMConstruction

Why Choose a Mortgage Lender in Ray?

Local Market Knowledge

Lenders who understand Ray's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Ohio.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Ray and get competitive rates on your home loan.