Top 3 Mortgage Lenders in Richmond Dale

Vision Bank, part of the reputable Park National Bank family, is one of the most trusted mortgage lenders in the Ross County area serving Richmond Dale. With deep community roots and over two decades of experience, they offer personalized service with local decision-making. Their mortgage team specializes in rural and suburban home financing, including USDA loans which are particularly relevant for Richmond Dale's semi-rural setting. Customers consistently praise their responsive service, competitive rates, and seamless closing process.

Kemba Credit Union serves the entire central Ohio region including Richmond Dale and Ross County, with particularly strong ratings for their mortgage services. As a member-owned financial cooperative, they offer highly competitive rates and lower fees than many traditional banks. Their mortgage specialists are praised for guiding first-time homebuyers through the entire process and offering educational resources. They have specific programs for rural properties and maintain excellent customer satisfaction scores for communication and closing efficiency.

Guild Mortgage's Chillicothe branch provides comprehensive mortgage services to Richmond Dale and surrounding communities. As a dedicated mortgage company (not a traditional bank), they offer specialized expertise and a wide range of loan products. They're particularly noted for their USDA rural development loans and VA loan programs, making them an excellent choice for Richmond Dale residents. Their local loan officers have extensive knowledge of the Ross County real estate market and receive consistent praise for their attention to detail and ability to handle complex financing situations.