The Best Mortgage Lenders in Seville, OH
Compare verified mortgage lenders serving Seville, Ohio. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Seville
Featured Mortgage Lenders
CrossCountry Mortgage, LLC
CrossCountry Mortgage, LLC
CrossCountry Mortgage is a top-rated national lender with a strong local presence in Medina County, serving Seville residents with personalized mortgage solutions. They consistently earn exceptional ratings for their competitive rates, extensive loan product portfolio, and dedicated local loan officers who provide one-on-one guidance throughout the entire home financing process. Their 20+ years of experience and commitment to customer education make them a trusted choice for Seville homebuyers.
Loan Types:
First Federal Lakewood
First Federal Lakewood
As a community-focused financial institution with deep roots in Northeast Ohio, First Federal Lakewood has been serving Medina County residents for decades. Their mortgage team provides exceptional personalized service with local decision-making authority, offering competitive rates and flexible terms. With their long-standing commitment to the community and extensive experience in local real estate markets, they understand the unique needs of Seville homebuyers and provide tailored mortgage solutions.
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Howard Hanna Mortgage Services
Howard Hanna Mortgage Services
Howard Hanna Mortgage Services brings deep regional expertise to Seville homebuyers as part of one of the largest real estate services companies in the nation. Their local Akron/Medina County office provides seamless integration with real estate services, offering competitive rates and a wide range of loan products. They're particularly noted for their exceptional customer service, streamlined application process, and strong understanding of the local Medina County housing market dynamics.
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Frequently Asked Questions
Common questions about mortgage lending in Seville, OH
Are there any local down payment assistance programs available for homebuyers in Seville, Ohio?
Yes, homebuyers in Seville can access statewide programs like Ohio Heroes and the Grants for Grads program, which are popular in Medina County. Additionally, the Medina County Home Consortium occasionally offers specific down payment and closing cost assistance for income-eligible buyers. It's best to consult with a local lender familiar with these Ohio Housing Finance Agency (OHFA) programs to determine your eligibility.
How do property taxes in Medina County affect my mortgage payment in Seville?
Medina County has property tax rates that are generally considered moderate for Ohio, which helps keep total monthly payments manageable. Your lender will calculate an escrow payment as part of your monthly mortgage to cover these taxes. It's important to get an accurate estimate, as taxes can vary between Seville Village and the surrounding township areas.
What types of properties are common for mortgage financing in Seville, and does that affect loan choices?
Seville features a mix of single-family homes, older historic properties, and newer construction on larger lots. For standard homes, conventional loans are most common. However, if you're considering a home with acreage or a unique property type common in the area, you may need to discuss specific rural or non-warrantable loan options with your lender.
As a first-time homebuyer in Seville, what should I know about the local market competition?
The Seville market can be competitive for well-priced, move-in ready homes, but it's less intense than nearby suburban areas. Being pre-approved with a local lender or credit union strengthens your offer significantly. Consider exploring properties just outside the village limits for potentially more options and value.
Are USDA Rural Development loans available in Seville, Ohio?
Yes, much of the area surrounding the village of Seville is eligible for USDA RD loans, which offer 100% financing. This is a significant advantage for eligible buyers looking at properties with more land. A mortgage professional can help you confirm the specific eligibility of a property address using the USDA's online map.
Nearby Cities
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Why Choose a Mortgage Lender in Seville?
Local Market Knowledge
Lenders who understand Seville's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Ohio.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Seville and get competitive rates on your home loan.