Top 3 Mortgage Lenders in Sherwood

Farmers & Merchants State Bank is a highly-rated community bank serving Sherwood and surrounding Northwest Ohio communities for over a century. They maintain exceptional 4.8-star ratings across multiple review platforms with customers praising their personalized service, local decision-making, and competitive mortgage rates. As a community bank with deep roots in the region, they offer the advantage of working with local loan officers who understand the Sherwood area real estate market. Their mortgage team provides comprehensive lending options including government-backed loans and construction financing, with a reputation for smooth closings and excellent customer communication throughout the loan process.

Directions Credit Union serves multiple counties in Northwest Ohio including Sherwood residents, with outstanding 4.7-star ratings highlighting their competitive rates and exceptional member service. As a not-for-profit financial cooperative, they often offer lower fees and more favorable terms than traditional banks. Their mortgage specialists are praised for their expertise in first-time homebuyer programs and providing educational guidance throughout the home financing process. With digital mortgage applications and local underwriting, they combine modern convenience with personalized service. Members consistently report smooth, efficient closings and responsive communication from application to funding.

Union Home Mortgage is an Ohio-based national lender with strong presence throughout the state, including service to Sherwood area homebuyers. With over 35 years of experience and 4.6-star ratings from hundreds of customers, they offer comprehensive mortgage solutions with the advantage of local expertise combined with national lending capabilities. Their loan officers are recognized for their knowledge of Ohio's housing markets and ability to secure competitive rates. The company specializes in various loan programs including renovation loans and government-backed options, with customers praising their efficient processing, transparent communication, and ability to handle complex financing scenarios while maintaining personal attention throughout the mortgage process.