Top 3 Mortgage Lenders in Springfield

As Ohio's largest credit union with deep roots in the region, Wright-Patt Credit Union consistently ranks among the top mortgage lenders serving Springfield and the surrounding Miami Valley. While headquartered in Beavercreek, they maintain multiple branches and strong service presence throughout Clark County. Their exceptional 4.8/5 rating reflects outstanding customer satisfaction with competitive rates, personalized service, and comprehensive mortgage options. They specialize in first-time homebuyer programs and offer exclusive benefits to members, including lower closing costs and flexible underwriting. With over 85 years of community banking experience, they provide the stability and local decision-making that Springfield homebuyers value.

Union Home Mortgage maintains a physical branch location right in Springfield, providing local expertise with national lending capabilities. With a 4.7/5 rating across multiple review platforms, they've built a strong reputation for transparent communication and efficient loan processing. Their Springfield team specializes in guiding borrowers through the entire mortgage process with personalized attention. The company offers competitive rates on all major loan types and has particular expertise in VA and FHA loans, making them an excellent choice for military families and first-time buyers in the Clark County area. Their local presence ensures understanding of Springfield's specific housing market dynamics.

Based in nearby Troy, C&R Mortgage has earned an exceptional 4.9/5 rating through consistently outstanding service to homebuyers throughout the Miami Valley, including Springfield. They specialize in personalized mortgage solutions with an emphasis on education and guidance throughout the homebuying process. Their team of experienced loan officers provides competitive rates and exceptional customer service, with particular strength in government-backed loans and first-time homebuyer programs. Despite being located in Troy, they actively serve Clark County and have built a strong reputation among Springfield real estate professionals for reliability and smooth closings. Their two-decade track record demonstrates lasting commitment to the regional community.