Top 3 Mortgage Lenders in Toledo

Telhio Credit Union stands as one of Toledo's most trusted mortgage lenders with deep community roots spanning over eight decades. They consistently receive exceptional ratings for their personalized service, competitive rates, and extensive local market knowledge. As a member-owned financial cooperative, Telhio prioritizes customer satisfaction over profits, offering comprehensive mortgage solutions with lower fees and more flexible underwriting than many national banks. Their mortgage specialists provide dedicated guidance through every step of the homebuying process, making them particularly popular among first-time homebuyers and those seeking VA or FHA loans.

Fifth Third Bank maintains a strong presence in the Toledo market with multiple branches and a dedicated mortgage team serving Northwest Ohio. With over 160 years of banking experience, they offer the stability and resources of a major regional bank combined with local decision-making authority. Their mortgage division receives high marks for competitive rate offerings, efficient processing, and comprehensive digital mortgage experience. Fifth Third is particularly noted for their construction-to-permanent loan programs and home equity solutions, backed by their extensive branch network throughout the Toledo metropolitan area.

While headquartered in Detroit, Rocket Mortgage serves the entire Toledo market with exceptional efficiency and competitive digital mortgage solutions. As America's largest mortgage lender, they leverage sophisticated technology to streamline the application and approval process while maintaining highly competitive rates. Rocket Mortgage receives outstanding customer satisfaction ratings for their user-friendly online platform, rapid approval times, and 24/7 accessibility. Their extensive experience with all loan types, particularly conventional and FHA mortgages, makes them a top choice for Toledo homebuyers seeking a modern, efficient mortgage experience with the backing of a financially stable national lender.