The Best Mortgage Lenders in Uniontown, OH
Compare verified mortgage lenders serving Uniontown, Ohio. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Uniontown
Featured Mortgage Lenders
Uniontown Mortgage
Uniontown Mortgage
Uniontown Mortgage stands out as the premier local mortgage lender serving their namesake community with deep roots in Stark County. With nearly 25 years of dedicated service, this family-owned company has built an exceptional reputation for personalized service and competitive rates. They specialize in first-time homebuyer programs and offer a comprehensive range of loan products with local underwriting decisions. Their high 4.9 rating reflects consistent customer satisfaction, with particular praise for their transparent communication and ability to close loans efficiently. As a community-focused lender, they understand the local Uniontown real estate market intimately.
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First Federal Lakewood
First Federal Lakewood
First Federal Lakewood brings over 85 years of banking excellence to Uniontown residents, combining the stability of a longstanding institution with modern mortgage solutions. While headquartered in Lakewood, they serve customers throughout Northeast Ohio including Stark County. Their 4.8 rating reflects exceptional customer service and competitive rates, with particular strength in construction loans and first-time homebuyer programs. As a mutual bank, they operate for the benefit of their customers rather than shareholders, allowing them to offer favorable terms and personalized service. Their experienced loan officers provide local decision-making and understand the nuances of the Uniontown housing market.
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Third Federal Savings & Loan
Third Federal Savings and Loan Association
Third Federal Savings & Loan has been a trusted mortgage lender throughout Ohio for over eight decades, serving Uniontown with competitive rates and reliable service. Their strong 4.7 rating across hundreds of reviews demonstrates consistent customer satisfaction, particularly for their low-rate promises and straightforward application process. Specializing in both purchase mortgages and refinancing, they offer particularly strong home equity products and have maintained a reputation for financial stability. With branches throughout Northeast Ohio and robust online capabilities, they provide Uniontown residents with both local service accessibility and the resources of a major regional lender. Their commitment to conservative lending practices ensures long-term reliability for homeowners.
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Frequently Asked Questions
Common questions about mortgage lending in Uniontown, OH
Are there any local down payment assistance programs specifically for Uniontown, OH homebuyers?
While Uniontown itself does not offer a city-specific program, homebuyers in Stark County can access the Ohio Housing Finance Agency's (OHFA) statewide programs, including grants for down payment and closing costs. Additionally, Stark County may have its own Community Development Block Grant (CDBG) funds for income-eligible buyers. It's crucial to work with a lender experienced in these Ohio-specific programs to navigate eligibility.
How do property taxes in Uniontown and Stark County impact my mortgage affordability?
Stark County property taxes are a significant factor in your total monthly payment. The county's effective tax rate is moderately high compared to national averages, which increases your escrow payment. When getting pre-approved, lenders will use the specific tax rate for the Uniontown zip code (44685) to calculate your true debt-to-income ratio, so budget accordingly for this ongoing cost.
What types of homes in Uniontown are most likely to qualify for USDA Rural Development loans?
Uniontown's location makes many of its homes eligible for USDA loans, which offer 100% financing. The specific property must be located in a USDA-designated rural area, which applies to much of the community outside the denser village center. A local mortgage lender can provide a USDA eligibility map to confirm if a specific property qualifies for this zero-down-payment program.
As a first-time homebuyer in Uniontown, what should I know about the local market's competition and appraisal process?
The Uniontown market can be competitive with nearby Green and Akron, often leading to multiple-offer situations. This makes a strong pre-approval from a reputable local lender essential. Appraisals can sometimes be challenging if comparable sales are limited, so working with an agent and lender familiar with Stark County's Green Local School District area is key to a smooth transaction.
Are there any local credit unions or banks in Uniontown that offer special mortgage rates or programs for residents?
Yes, local institutions like Superior Credit Union and Chase Bank (with branches in nearby Green) often have competitive mortgage products and may offer relationship discounts for existing customers. These lenders have specific knowledge of the local Stark County housing market, which can be advantageous during underwriting compared to large national online lenders.
Why Choose a Mortgage Lender in Uniontown?
Local Market Knowledge
Lenders who understand Uniontown's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Ohio.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Uniontown and get competitive rates on your home loan.