Top 3 Mortgage Lenders in Utica

CrossCountry Mortgage is a nationally recognized mortgage lender with strong presence throughout Ohio, including service to Utica residents. They are highly rated for their extensive loan program options, competitive rates, and personalized service. Their local Columbus office provides convenient access for central Ohio homebuyers, with mortgage experts who understand the local market conditions in Licking County and surrounding areas. They excel at guiding first-time homebuyers through the mortgage process while offering digital tools for easy application and tracking.

As a longstanding community bank with deep roots in central Ohio, Park National Bank has been serving Utica and Licking County for over a century. They offer localized mortgage lending decisions and personalized service that national lenders can't match. Their mortgage specialists live and work in the community, providing exceptional knowledge of local property values and market trends. Park National is particularly praised for their construction lending expertise and commitment to supporting the communities they serve through local decision-making and community involvement.

Kemba Credit Union serves members throughout central Ohio, including Utica residents, with highly competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they typically offer lower fees and more favorable terms than traditional banks. Their mortgage team provides comprehensive guidance through the entire home buying process, with particular strength in first-time homebuyer programs and financial education. Kemba is known for their responsive service and commitment to helping members achieve homeownership with affordable, straightforward mortgage solutions.