Top 3 Mortgage Lenders in Valley City

Spire Federal Credit Union stands out as one of Northeast Ohio's most trusted mortgage lenders with over eight decades of service. Serving Medina County and surrounding areas including Valley City, they offer highly competitive rates and personalized service. Their mortgage team provides comprehensive guidance through the entire home financing process, with special programs for first-time homebuyers and various government-backed loan options. Members consistently praise their responsive service, transparent communication, and local decision-making capabilities.

Third Federal Savings & Loan has built an exceptional reputation across Ohio with their straightforward approach to mortgage lending. They consistently offer some of the most competitive rates in the industry and are known for their no-origination-fee promise. Serving the entire Northeast Ohio region including Valley City, they provide both purchase and refinance options with local processing and underwriting. Customers frequently highlight their efficiency, low closing costs, and the expertise of their loan consultants.

Union Home Mortgage has grown from a local Ohio lender to a national company while maintaining strong roots in Northeast Ohio communities. Their comprehensive mortgage services include specialized programs for various borrower needs, and they have particular expertise in construction and renovation lending. Serving Valley City and surrounding areas, they're praised for their knowledgeable loan officers, streamlined process, and commitment to finding the right financing solution for each client's unique situation.