Top 3 Mortgage Lenders in Waterville

GenoaBank is a highly-rated community bank with deep roots in Northwest Ohio, serving Waterville and surrounding communities for over a century. While technically headquartered in nearby Genoa, they have a strong presence throughout Lucas County and specifically serve Waterville residents. Their mortgage department receives excellent reviews for personalized service, competitive rates, and local decision-making. As a community bank, they offer the advantage of working with local loan officers who understand the Waterville real estate market while providing a full range of mortgage products including specialized construction loans and government-backed programs.

First Mortgage Solutions is a highly-regarded mortgage broker serving the greater Toledo metropolitan area, including Waterville. With over two decades of experience, they've built an exceptional reputation for finding competitive rates and providing outstanding customer service. Their team of experienced loan officers specializes in navigating complex mortgage scenarios and first-time homebuyer programs. Customers consistently praise their responsiveness, transparency throughout the lending process, and ability to secure favorable terms. They offer access to multiple lenders, giving Waterville homebuyers more options and potentially better rates than working with a single institution.

CrossCountry Mortgage's Toledo office serves Waterville residents with a strong combination of national resources and local expertise. As one of the top-rated mortgage lenders in the region, they offer competitive rates and a comprehensive suite of loan products. Their local loan officers have extensive knowledge of the Northwest Ohio market and provide personalized service throughout the mortgage process. Customers frequently highlight their efficiency, clear communication, and ability to close loans quickly. With both purchase and refinance options, including specialized programs for military families and first-time buyers, they provide Waterville homeowners with flexible mortgage solutions backed by strong customer support.