Top 3 Mortgage Lenders in West Union

Kemba Credit Union stands out as one of southern Ohio's most trusted mortgage lenders with an exceptional 4.8 rating across hundreds of reviews. While headquartered in Cincinnati, they actively serve West Union and all of Adams County with personalized mortgage solutions. Their 85+ years of financial service experience brings remarkable stability and local market knowledge. Customers consistently praise their competitive rates, transparent process, and exceptional customer service. As a member-owned financial cooperative, Kemba offers unique advantages including lower fees and more flexible underwriting than many traditional banks. Their mortgage team specializes in rural property financing, which is particularly valuable for West Union area homebuyers.

Union Savings Bank brings over a century of community banking expertise to West Union homebuyers with an impressive 4.7 customer rating. As a regional community bank deeply rooted in southern Ohio, they understand the unique needs of rural markets like Adams County. Their mortgage team excels at navigating USDA loans and rural development financing, which are particularly relevant for West Union properties. Reviewers consistently highlight their local decision-making authority, personalized service, and competitive rate structures. With multiple branches throughout the region, they maintain strong local presence while offering the full suite of mortgage products found at larger institutions, making them an ideal choice for West Union residents seeking both convenience and community connection.

RiverHills Bank has been serving southern Ohio communities for over 115 years and maintains a strong 4.6 rating for their mortgage services. Located in nearby Hillsboro, they have extensive experience serving Adams County residents including those in West Union. Their mortgage department is particularly noted for expertise in construction lending and rural property financing, which aligns perfectly with West Union's market needs. Customers consistently praise their responsive communication, local underwriting, and commitment to finding the right loan solution for each borrower's unique situation. As a community-focused institution, they offer the personal touch of a local bank with the comprehensive mortgage products of larger lenders, making them an excellent choice for West Union homebuyers seeking both expertise and personalized service.